• We do not manage assets or portfolios, nor do we provide any ready-made or tailor-made portfolio management products or promote any fund or fund of funds.

As such, we have no agreement (financial or otherwise) with any bank, family office, money manager or fund manager.

1 • Our primary value lies in the efficient reporting and consolidation that leads to better monitoring and improved decision making. This in turns reduces risk and increases financial performance. We do this by having:

. Dedicated professionals providing efficient decision making tools.

. Our service and tailor-made reports look after the specific needs of our clients.

2 • We are a completely neutral party. We don't take contracts or receive retrocessions from financial institutions in order to guarantee total impartiality to our clients. Therefore there is no conflict of interest.

• DAPM SA receives and processes all information pertinent to the portfolios (all debit and credit advices, trading transactions, corporate actions etc), on a daily basis. This information is then checked to ensure that it is in line with market conditions and/or with any guidelines / constraints / compliance rules

that would have been defined in the asset management mandate given to third parties. We also make certain that no hidden charges were debited by money managers (for example trades split in several parts to charge extra fees or fees debited to internally managed funds).